Assume you have installed Benson Bank correctly. If not, here is howto:

1 - goto Benson Bank website and download the zip
2 - unzip and upload to your site, eg localhost/bank

By default there are 2 example accounts installed: user/password=100/pass and 101/pass

Just login Benson Bank and have a quick look how it works.

Now logout, and apply for a new account for yourself. Then login as your new account.

When a new account is created, the list of default accounts will be created. You are always able to edit/add/delete any accounts to your situation.

Here is a basic review of the accounts:

1 - Income (such as salary, assets, profits, etc)
101 - Salary
102 - Profit ...

2 - Expense
201 - Living (eg food, clothes, ... you can have more detailed accounts like 20101 food, 20102 clothes, ... depends on your choices)
202 - Rent (cost of rent or housing etc)
203 - Travel
204 - Health
205 - Educate
206 - Other

3 - Invest
301 - Saving
30101 - Cash (pocket money)
30102 - HSBC cash account
302 - Term
30201 - ABC CD
30202 - CMB CD
303 - Loan
304 - Super

9 - Sales
901 - Software
90101 - Topnew CMS

OK let's add a new bookkeeping record

If you do not know what is credit or debit accounts, simply treat it this way: the movement of money from credit to debit, eg

1 - I received salary of 8000 this month and save it into my HSBC bank account:

credit = 101 salary
debit = 30102 HSBC
Amount = 8000
Date = 2013-10-28

2 - I take 1000 out of HSBC account and pay rent

credit = 30102 HSBC
debit = 202 Rent
Amount = 1000

3 - I transfer 5000 out of HSBC into ABC and open a term deposit for 1 year at 4.5% interest

credit = 30102 HSBC
debit = 30201 ABC CD
Amount = 5000
Remark = ABCCD..5688 (Deposit Ref ID)
Mature = 2014-10-28
Rate = 4.5%

Then click Search or Account tabs or homepage to have a look of all the reports automatically generated.

Enjoy :)